State Comparison

Massachusetts vs Rhode Island

Rhode Island is cheaper overall, while $100 goes further in Rhode Island, Massachusetts has higher incomes, Massachusetts has lower state income tax, and Rhode Island has the warmer climate.

Massachusetts flag
Massachusetts
MA • Northeast
Better quality of life
Quality of Life Score
60.23
Rhode Island flag
Rhode Island
RI • Northeast
Quality of Life Score
52.05
Massachusetts flag
Massachusetts
15 / 29
metrics won
Wins
Rhode Island flag
Rhode Island
14 / 29
metrics won
Rhode Island flag RI wins Housing Rhode Island flag RI wins Quality of Life Massachusetts flag MA wins Income Rhode Island flag RI wins Climate

Quality of Life

Composite score — income, affordability, education, health, and safety.

Massachusetts flag Massachusetts winner
60.23
vs
Rhode Island flag Rhode Island
52.05
Massachusetts scores higher on quality of life — 8.18 points difference.
Quick Take

Massachusetts vs Rhode Island

This quick read mixes affordability, housing, income, politics, density, and climate so the biggest tradeoffs show up fast.

  • Rhode Island is about 6.8 times smaller than Massachusetts.
  • Massachusetts has a larger population than Rhode Island by 5,932,538 people.
  • Rhode Island has the lower cost-of-living index. Rhode Island is at 115.2, while Massachusetts is at 148.8.
  • After BEA price-level adjustments, $100 has about $100.83 of local buying power in Rhode Island, versus $95.55 in Massachusetts.

Overview

Key differences overview

These cards keep the comparison factual first, so the biggest tradeoffs in affordability, housing, taxes, politics, climate, and day-to-day living are easy to scan.

Overall Affordability

Rhode Island is 33.6 points cheaper overall

Rhode Island has the lower cost-of-living index. Rhode Island is at 115.2, while Massachusetts is at 148.8.

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Real Dollar Value

$100 goes $5.28 further in Rhode Island

After BEA price-level adjustments, $100 has about $100.83 of local buying power in Rhode Island, versus $95.55 in Massachusetts.

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Income

Massachusetts income is 24.2% higher

Massachusetts has the higher median household income at $96,505, compared with $77,728 in Rhode Island.

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Jobs

Rhode Island has the higher minimum wage

Rhode Island has the higher statewide minimum wage at $15.00/hr, compared with $15.00/hr in Massachusetts.

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Housing

Massachusetts homes cost about 1.4x more

Rhode Island has the lower median home value at $371,600, versus $510,400 in Massachusetts.

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Taxes

Massachusetts has lower state income tax

Massachusetts has the lower state income tax rate. Its top rate is 5.00%, compared with 5.99% in Rhode Island.

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Full Comparison

Pick a category to focus on. General shows the most important facts at a glance.

Metric Massachusetts flag MA Rhode Island flag RI
Capital City
Boston Providence
State Color
Solid Blue Solid Blue
Population
7,029,917
1,097,379
Median Income
$96,505
$77,728
Cost of Living
148.8
115.2
Median Housing Value
$510,400
$371,600
Property Tax
1.07%
1.21%
State Income Tax
5.00%
5.99%
Minimum Wage
$15.00/hr
$15.00/hr
Gas Price
$3.933/gal
$3.997/gal
Electricity Rates
31.16 c/kWh
30.14 c/kWh
Livability Score
60.23
52.05
Average Temperature
47.9°F
50.1°F
Sunny Days
98 days
98 days
Land Area
10,554 sq mi
1,545 sq mi
Population Density
666.1 per sq mi
710.3 per sq mi
Statehood
February 6, 1788 (#6)
May 29, 1790 (#13)

Intent-Oriented

Which state fits your priorities better?

Use these cards as decision shortcuts for common goals like saving money, buying a home, finding better weather, or optimizing for work and family life.

6 of 14 shown
Saving Money

Rhode Island is cheaper overall

Overall cost-of-living index: 115.2 vs 148.8 in Massachusetts. On a national baseline of 100, the lower score usually means cheaper day-to-day expenses.

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Gas Price

Massachusetts is cheaper at the pump

Average regular gas price: $3.933/gal in Massachusetts vs $3.997/gal in Rhode Island. Lower pump prices can cut everyday driving costs.

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Electricity Rates

Rhode Island has cheaper electricity

Average residential electricity rate: 30.14 c/kWh in Rhode Island vs 31.16 c/kWh in Massachusetts. Lower cents-per-kWh pricing can help keep utility bills down.

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Buying a Home

Rhode Island is more attainable for buyers

Home-value-to-income ratio: 4.78x in Rhode Island vs 5.29x in Massachusetts. A lower ratio means the median home is easier to afford on a median income.

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Renting

Rhode Island is easier for renters

Rent-to-income ratio: 19.4% in Rhode Island vs 20.9% in Massachusetts. A lower percentage means rent takes a smaller bite out of a typical household budget.

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Property Tax

Massachusetts has lower property taxes

Effective property tax rate: 1.07% in Massachusetts vs 1.21% in Rhode Island. A lower rate usually means a smaller yearly tax bill relative to home value.

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Detailed Metric Pages

Grouped tabs keep the deep-dive links tighter and easier to scan.

People Also Ask

Massachusetts vs Rhode Island - Common Questions

Q Is Massachusetts cheaper to live in than Rhode Island?

Rhode Island has the lower cost of living. On the national index (100 = average), Rhode Island scores 115.2 versus 148.8 for Massachusetts - a gap of 33.6 points.

Q Where does $100 go further - Massachusetts or Rhode Island?

$100 goes further in Rhode Island. After BEA regional price adjustments, $100 is worth about $100.83 in Rhode Island, compared with $95.55 in Massachusetts.

Q Which state is bigger - Massachusetts or Rhode Island?

Massachusetts is larger, covering 10,554 sq mi compared with 1,545 sq mi for Rhode Island - roughly 6.8x the size.

Q Does Massachusetts or Rhode Island have more people?

Massachusetts has the larger population at 7,029,917, compared with 1,097,379 in Rhode Island.

Q Which state has higher household income - Massachusetts or Rhode Island?

Massachusetts has the higher median household income at $96,505, versus $77,728 in Rhode Island.

Q Which state has lower income taxes - Massachusetts or Rhode Island?

Massachusetts has the lower state income tax top rate at 5.00%, compared with 5.99% in Rhode Island.

Q Is housing cheaper in Massachusetts or Rhode Island?

Homes are cheaper in Rhode Island, where the median home value is $371,600, versus $510,400 in Massachusetts.

Q Which state is more densely populated - Massachusetts or Rhode Island?

Rhode Island is more densely populated at 710.3 per sq mi people per sq mi. Massachusetts is more spread out at 666.1 per sq mi people per sq mi.

Methodology

All figures are sourced from U.S. government datasets and updated annually. Page last updated: April 2026.

Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files and statehood dates from the National Archives. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker. See our editorial policy for how we review and update these pages.