State Comparison

Illinois vs Indiana

Indiana is cheaper overall, while Illinois has higher incomes, Indiana has lower state income tax, and Illinois gets more sunshine.

Illinois

IL • Midwest

Better quality of life

Quality of Life Score

54.60

Indiana

IN • Midwest

Quality of Life Score

51.17

Illinois

15 / 31

metrics won

Score

Indiana

16 / 31

metrics won

Wins

IN wins Housing

IN wins Quality of Life

IL wins Climate

IL wins Income

Quality of Life

Composite score — income, affordability, education, health, and safety.

Illinois winner

54.60

Indiana

51.17

Illinois scores higher on quality of life — 3.43 points difference.

Quick Take

Illinois vs Indiana

This quick read mixes affordability, housing, income, politics, density, and climate so the biggest tradeoffs show up fast.

Indiana is about 1.6 times smaller than Illinois.
Illinois has a larger population than Indiana by 6,026,980 people.
Indiana has the lower cost-of-living index. Indiana is at 91.3, while Illinois is at 95.2.
Illinois has the higher median household income at $78,433, compared with $67,173 in Indiana.

Overview

Key differences overview

These cards keep the comparison factual first, so the biggest tradeoffs in affordability, housing, taxes, politics, climate, and day-to-day living are easy to scan.

Overall Affordability

Indiana is 3.9 points cheaper overall

Indiana has the lower cost-of-living index. Indiana is at 91.3, while Illinois is at 95.2.

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Income

Illinois income is 16.8% higher

Illinois has the higher median household income at $78,433, compared with $67,173 in Indiana.

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Jobs

Illinois minimum wage is $7.75 higher

Illinois has the higher statewide minimum wage at $15.00/hr, compared with $7.25/hr in Indiana.

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Housing

Illinois homes cost about 1.2x more

Indiana has the lower median home value at $201,800, versus $247,500 in Illinois.

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Taxes

Indiana has lower state income tax

Indiana has the lower state income tax rate. Its top rate is 3.15%, compared with 4.95% in Illinois.

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Cost of Driving

Indiana gas is about $0.39 cheaper

Indiana has the lower regular gas price at $3.905/gal, versus $4.294/gal in Illinois.

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Full Comparison

Pick a category to focus on. General shows the most important facts at a glance.

Metric	IL	IN	Deep dive
Capital City The official state capital.	Springfield	Indianapolis	Details ->
State Color Simple political color label based on the 2024 presidential result and battleground status.	Solid Blue	Solid Red	Details ->
Population Total resident population (2020 Census).	12,812,508	6,785,528	Details ->
Median Income Median household income in U.S. dollars.	$78,433	$67,173	Details ->
Cost of Living Composite cost of living index (100 = national average). Lower = more affordable.	95.2	91.3	Details ->
Median Housing Value Median residential home value in U.S. dollars.	$247,500	$201,800	Details ->
Property Tax Effective real-estate property tax rate (% of home value, WalletHub February 17, 2026 using 2024 data).	2.01%	0.74%	Details ->
State Income Tax Top marginal state income tax rate. 0% = no state income tax.	4.95%	3.15%	Details ->
Minimum Wage State minimum wage in U.S. dollars per hour (U.S. Department of Labor, updated January 1, 2026).	$15.00/hr	$7.25/hr	Details ->
Gas Price Average regular gasoline price by state (AAA State Gas Price Averages, updated daily).	$4.294/gal	$3.905/gal	Details ->
Electricity Rates Average residential electricity price in cents per kWh (EIA monthly state data, January 2026 preliminary).	16.36 c/kWh	16.19 c/kWh	Details ->
Livability Score Best States to Live In total score (August 11, 2025).	54.60	51.17	Details ->
Average Temperature Average annual statewide temperature in degrees Fahrenheit.	51.8°F	51.7°F	Details ->
Sunny Days Average number of sunny or mostly sunny days per year.	95 days	88 days	Details ->
Land Area Total land area in square miles.	57,914 sq mi	36,420 sq mi	Details ->
Population Density Number of residents per square mile.	221.2 per sq mi	186.3 per sq mi	Details ->
Statehood When the state was admitted to the Union and its admission order.	December 3, 1818 (#21)	December 11, 1816 (#19)	Details ->

Population -> Median Income -> Cost of Living -> Median Housing Value -> Property Tax -> State Income Tax -> Minimum Wage -> Gas Price -> Electricity Rates -> Livability Score -> Average Temperature -> Sunny Days -> Land Area -> Population Density ->

Metric	IL	IN	Deep dive
Population Total resident population (2020 Census).	12,812,508	6,785,528	Details ->
Population Density Number of residents per square mile.	221.2 per sq mi	186.3 per sq mi	Details ->
Bachelor's Degree Adults age 25+ with a bachelor's degree or higher (ACS 2023).	38.3%	30.2%	Details ->
Advanced Degree Adults age 25+ with a graduate or professional degree (ACS 2023).	15.5%	11.1%	Details ->

Population -> Population Density -> Bachelor's Degree -> Advanced Degree ->

Metric	IL	IN	Deep dive
Minimum Wage State minimum wage in U.S. dollars per hour (U.S. Department of Labor, updated January 1, 2026).	$15.00/hr	$7.25/hr	Details ->

Minimum Wage ->

Metric	IL	IN	Deep dive
Livability Score Best States to Live In total score (August 11, 2025).	54.60	51.17	Details ->
Best State to Live In Composite living score for comparing states to live in, based on the existing livability score.	54.60	51.17	Details ->
Cost of Living Composite cost of living index (100 = national average). Lower = more affordable.	95.2	91.3	Details ->
Gas Price Average regular gasoline price by state (AAA State Gas Price Averages, updated daily).	$4.294/gal	$3.905/gal	Details ->
Electricity Rates Average residential electricity price in cents per kWh (EIA monthly state data, January 2026 preliminary).	16.36 c/kWh	16.19 c/kWh	Details ->
Commute Time Average commute time in minutes.	28.1 min	23.4 min	Details ->

Livability Score -> Best State to Live In -> Cost of Living -> Gas Price -> Electricity Rates -> Commute Time ->

Metric	IL	IN	Deep dive
Average Temperature Average annual statewide temperature in degrees Fahrenheit.	51.8°F	51.7°F	Details ->
Summer Temperature Average statewide summer temperature across June, July, and August.	73.4°F	72.4°F	Details ->
Winter Temperature Average statewide winter temperature across December, January, and February.	28.3°F	29.4°F	Details ->
Sunny Days Average number of sunny or mostly sunny days per year.	95 days	88 days	Details ->
Annual Precipitation Average annual rain and snowfall combined, measured in inches.	39.2 in	41.7 in	Details ->

Average Temperature -> Summer Temperature -> Winter Temperature -> Sunny Days -> Annual Precipitation ->

Metric	IL	IN	Deep dive
Median Housing Value Median residential home value in U.S. dollars.	$247,500	$201,800	Details ->
Median Gross Rent Median gross monthly rent in U.S. dollars.	$1,227/mo	$1,001/mo	Details ->
Median Monthly Owner Costs With Mortgage Median selected monthly owner costs for households with a mortgage.	-	-	Details ->
Owner Costs Without Mortgage Median selected monthly owner costs for households without a mortgage.	-	-	Details ->
Homeownership Rate Share of occupied housing units that are owner-occupied.	66.5%	72.0%	Details ->
Home Value to Income Ratio Median home value divided by median household income.	3.16x	3.00x	Details ->
Rent to Income Ratio Annualized median gross rent as a share of median household income.	18.8%	17.9%	Details ->
Owner Costs to Income Median selected monthly owner costs as a percentage of household income (ACS 2023).	17.8%	15.5%	Details ->

Median Housing Value -> Median Gross Rent -> Median Monthly Owner Costs With Mortgage -> Owner Costs Without Mortgage -> Homeownership Rate -> Home Value to Income Ratio -> Rent to Income Ratio -> Owner Costs to Income ->

Metric	IL	IN	Deep dive
State Income Tax Top marginal state income tax rate. 0% = no state income tax.	4.95%	3.15%	Details ->
State Sales Tax State-level sales tax rate. 0% = no state sales tax (local taxes may apply).	6.25%	7.00%	Details ->
Property Tax Effective real-estate property tax rate (% of home value, WalletHub February 17, 2026 using 2024 data).	2.01%	0.74%	Details ->

State Income Tax -> State Sales Tax -> Property Tax ->

Metric	IL	IN	Deep dive
State Color Simple political color label based on the 2024 presidential result and battleground status.	Solid Blue	Solid Red	Details ->
Presidential Voting Margin Signed 2024 presidential margin in percentage points (positive = Democratic, negative = Republican).	Dem +10.86	Rep +18.90	Details ->
Swing State / Battleground Whether the state was part of the core 2024 battleground map.	Not a battleground	Not a battleground	Details ->
Governor Party Current governor's party (NCSL partisan composition, January 27, 2026).	Democratic	Republican	Details ->
State House Control Current partisan control of the lower legislative chamber (NCSL, January 27, 2026).	Democratic	Republican	Details ->
State Senate Control Current partisan control of the upper legislative chamber (NCSL, January 27, 2026).	Democratic	Republican	Details ->
Trifecta Whether one party controls the governorship and both legislative chambers (NCSL, January 27, 2026).	Democratic Trifecta	Republican Trifecta	Details ->

Presidential Voting Margin ->

Metric	IL	IN	Deep dive
Gun Laws Status Simplified statewide gun-law label based on current Giffords grades: A to B = Restrictive, C to F = Permissive (scorecard modified February 20, 2026).	Restrictive	Permissive	Details ->
Alcohol Laws Whether the state uses a control-state or license-state model for distilled-spirit sales (NABCA directory accessed April 6, 2026).	License State	License State	Details ->
Marijuana Legalization Current statewide marijuana status: Legal, Medical, or Illegal (NCSL state cannabis laws page updated June 27, 2025).	Legal	Medical	Details ->

Metric	IL	IN	Deep dive
Land Area Total land area in square miles.	57,914 sq mi	36,420 sq mi	Details ->
Highest Point Highest natural point in the state, with summit elevation.	Charles Mound (1,235 ft)	Hoosier Hill (1,257 ft)	Details ->
Statehood When the state was admitted to the Union and its admission order.	December 3, 1818 (#21)	December 11, 1816 (#19)	Details ->
Capital City The official state capital.	Springfield	Indianapolis	Details ->
Region U.S. Census Bureau geographic region.	Midwest	Midwest	Details ->

Land Area -> Highest Point ->

Metric	IL	IN	Deep dive
Life Expectancy Life expectancy at birth in years (CDC 2021).	77.5 yrs	75.1 yrs	Details ->
Older Adult Health Outcomes Composite score for comparing state health outcomes for older adults, using life expectancy, insurance coverage, and obesity prevalence.	61.0	44.9	Details ->
Uninsured Rate Share of residents without health insurance coverage.	6.2%	6.9%	Details ->
Obesity Rate Adult obesity prevalence.	34.2%	38.4%	Details ->

Life Expectancy -> Older Adult Health Outcomes -> Uninsured Rate -> Obesity Rate ->

Metric	IL	IN	Deep dive
Violent Crime Rate Violent crime incidents per 100,000 residents (FBI UCR 2022).	390.5	349.4	Details ->
Property Crime Rate Property crime incidents per 100,000 residents.	1847.2	1718.8	Details ->

Violent Crime Rate -> Property Crime Rate ->

Metric	IL	IN	Deep dive
Median Income Median household income in U.S. dollars.	$78,433	$67,173	Details ->
Regional Price Parity Official price level relative to the national average (100 = U.S. average).	97.6	89.9	Details ->
Poverty Rate Share of residents below the federal poverty line (ACS 2023).	11.6%	12.3%	Details ->
Employment/Population Ratio Employed civilian population as a share of the adult population (ACS 2023).	62.1%	61.9%	Details ->
Unemployment Rate Seasonally adjusted unemployment rate (BLS, December 2025).	4.6%	3.5%	Details ->
Job Growth Change in total nonfarm payroll employment from December 2024 to December 2025 (BLS).	0.0%	0.2%	Details ->

Median Income -> Regional Price Parity -> Poverty Rate -> Employment/Population Ratio -> Unemployment Rate -> Job Growth ->

Metric	IL	IN	Deep dive
Retirement Score Composite score for comparing states for retirement, combining affordability, taxes, housing, health, safety, and winter climate.	57.3	68.1	Details ->

Retirement Score ->

Intent-Oriented

Which state fits your priorities better?

Use these cards as decision shortcuts for common goals like saving money, buying a home, finding better weather, or optimizing for work and family life.

Saving Money

Indiana is cheaper overall

Overall cost-of-living index: 91.3 vs 95.2 in Illinois. On a national baseline of 100, the lower score usually means cheaper day-to-day expenses.

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Gas Price

Indiana is cheaper at the pump

Average regular gas price: $3.905/gal in Indiana vs $4.294/gal in Illinois. Lower pump prices can cut everyday driving costs.

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Minimum Wage

Illinois has the higher minimum wage

State minimum wage: $15.00/hr in Illinois vs $7.25/hr in Indiana. That matters most for hourly, entry-level, and part-time workers.

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Electricity Rates

Indiana has cheaper electricity

Average residential electricity rate: 16.19 c/kWh in Indiana vs 16.36 c/kWh in Illinois. Lower cents-per-kWh pricing can help keep utility bills down.

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Buying a Home

Indiana is more attainable for buyers

Home-value-to-income ratio: 3.00x in Indiana vs 3.16x in Illinois. A lower ratio means the median home is easier to afford on a median income.

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Renting

Indiana is easier for renters

Rent-to-income ratio: 17.9% in Indiana vs 18.8% in Illinois. A lower percentage means rent takes a smaller bite out of a typical household budget.

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Property Tax

Indiana has lower property taxes

Effective property tax rate: 0.74% in Indiana vs 2.01% in Illinois. A lower rate usually means a smaller yearly tax bill relative to home value.

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State Color

Illinois votes bluer

2024 presidential margin: Dem +10.86 in Illinois vs Rep +18.90 in Indiana.

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Gun Laws

Illinois has stricter gun laws

Illinois falls into the restrictive category, while Indiana falls into the permissive category on this simplified statewide comparison.

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Marijuana Legalization

Illinois has broader marijuana access

Illinois currently rates as Legal, while Indiana rates as Medical under statewide marijuana law.

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Lower Taxes

Indiana has lower income taxes

Top state income tax rate: 3.15% in Indiana vs 4.95% in Illinois.

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More Space

Indiana feels less crowded

Population density: 186.3 per sq mi in Indiana vs 221.2 per sq mi in Illinois. Lower density usually means more space and less day-to-day congestion.

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Shorter Commute

Indiana has the shorter commute

Average commute: 23.4 min in Indiana vs 28.1 min in Illinois.

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Job Opportunities

Indiana looks better for job seekers

Unemployment rate: 3.5% in Indiana vs 4.6% in Illinois. Indiana also leads on job growth.

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Remote Workers

Illinois looks better for remote workers

Livability score: 54.60 in Illinois vs 51.17 in Indiana.

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Families

Illinois looks better for families

Illinois wins more family-oriented signals in this matchup, including life expectancy, uninsured rate, bachelor's degree compared with Indiana.

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Warmer Climate

Illinois is warmer overall

Average annual temperature: 51.8°F in Illinois vs 51.7°F in Indiana.

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More Sunshine

Illinois gets more sun

Sunny days per year: 95 days in Illinois vs 88 days in Indiana.

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Detailed Metric Pages

Grouped tabs keep the deep-dive links tighter and easier to scan.

Population

Illinois has a larger population than Indiana by 6,026,980 people.

Population Density

Illinois is more densely populated than Indiana.

Bachelor's Degree

Illinois has a higher college-educated share than Indiana.

Advanced Degree

Illinois has a higher advanced-degree share than Indiana.

Illinois vs Indiana - Common Questions

Q Is Illinois cheaper to live in than Indiana?

Indiana has the lower cost of living. On the national index (100 = average), Indiana scores 91.3 versus 95.2 for Illinois - a gap of 3.9 points.

Q Which state is bigger - Illinois or Indiana?

Illinois is larger, covering 57,914 sq mi compared with 36,420 sq mi for Indiana - roughly 1.6x the size.

Q Does Illinois or Indiana have more people?

Illinois has the larger population at 12,812,508, compared with 6,785,528 in Indiana.

Q Which state has higher household income - Illinois or Indiana?

Illinois has the higher median household income at $78,433, versus $67,173 in Indiana.

Q Which state has lower income taxes - Illinois or Indiana?

Indiana has the lower state income tax top rate at 3.15%, compared with 4.95% in Illinois.

Q Is housing cheaper in Illinois or Indiana?

Homes are cheaper in Indiana, where the median home value is $201,800, versus $247,500 in Illinois.

Q Which state is more densely populated - Illinois or Indiana?

Illinois is more densely populated at 221.2 per sq mi people per sq mi. Indiana is more spread out at 186.3 per sq mi people per sq mi.

Related Comparisons

Indiana vs Iowa

Indiana vs Kansas

Methodology

All figures are sourced from U.S. government datasets and updated annually. Page last updated: April 2026.

Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files and statehood dates from the National Archives. Income, housing, affordability, and tax fields are maintained in our comparison dataset, with minimum wage data from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker. See our editorial policy for how we review and update these pages.