State Comparison

Connecticut vs New Jersey

Connecticut is cheaper overall, while $100 goes further in Connecticut, New Jersey has higher incomes, Connecticut has lower state income tax, and New Jersey gets more sunshine.

Connecticut flag
Connecticut
CT • Northeast
Quality of Life Score
52.09
New Jersey flag
New Jersey
NJ • Northeast
Better quality of life
Quality of Life Score
59.81
Connecticut flag
Connecticut
17 / 31
metrics won
Wins
New Jersey flag
New Jersey
14 / 31
metrics won
Connecticut flag CT wins Housing Connecticut flag CT wins Quality of Life New Jersey flag NJ wins Climate New Jersey flag NJ wins Income

Quality of Life

Composite score — income, affordability, education, health, and safety.

Connecticut flag Connecticut
52.09
vs
New Jersey flag New Jersey winner
59.81
New Jersey scores higher on quality of life — 7.72 points difference.
Quick Take

Connecticut vs New Jersey

This quick read mixes affordability, housing, income, politics, density, and climate so the biggest tradeoffs show up fast.

  • Connecticut is about 1.6 times smaller than New Jersey.
  • New Jersey has a larger population than Connecticut by 5,683,050 people.
  • Connecticut has the lower cost-of-living index. Connecticut is at 113.1, while New Jersey is at 121.7.
  • After BEA price-level adjustments, $100 has about $99.03 of local buying power in Connecticut, versus $93.45 in New Jersey.

Overview

Key differences overview

These cards keep the comparison factual first, so the biggest tradeoffs in affordability, housing, taxes, politics, climate, and day-to-day living are easy to scan.

Overall Affordability

Connecticut is 8.6 points cheaper overall

Connecticut has the lower cost-of-living index. Connecticut is at 113.1, while New Jersey is at 121.7.

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Real Dollar Value

$100 goes $5.58 further in Connecticut

After BEA price-level adjustments, $100 has about $99.03 of local buying power in Connecticut, versus $93.45 in New Jersey.

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Income

New Jersey income is 7.7% higher

New Jersey has the higher median household income at $97,126, compared with $90,213 in Connecticut.

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Jobs

Connecticut minimum wage is $1.02 higher

Connecticut has the higher statewide minimum wage at $16.94/hr, compared with $15.92/hr in New Jersey.

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Housing

New Jersey homes cost about 1.2x more

Connecticut has the lower median home value at $326,200, versus $400,900 in New Jersey.

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Taxes

Connecticut has lower state income tax

Connecticut has the lower state income tax rate. Its top rate is 6.99%, compared with 10.75% in New Jersey.

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Full Comparison

Pick a category to focus on. General shows the most important facts at a glance.

Metric Connecticut flag CT New Jersey flag NJ
Capital City
Hartford Trenton
State Color
Solid Blue Solid Blue
Population
3,605,944
9,288,994
Median Income
$90,213
$97,126
Cost of Living
113.1
121.7
Median Housing Value
$326,200
$400,900
Property Tax
1.81%
2.11%
State Income Tax
6.99%
10.75%
Minimum Wage
$16.94/hr
$15.92/hr
Gas Price
$4.082/gal
$4.093/gal
Electricity Rates
28.30 c/kWh
23.13 c/kWh
Livability Score
52.09
59.81
Average Temperature
49.0°F
52.7°F
Sunny Days
82 days
94 days
Land Area
5,543 sq mi
8,723 sq mi
Population Density
650.5 per sq mi
1,064.9 per sq mi
Statehood
January 9, 1788 (#5)
December 18, 1787 (#3)

Intent-Oriented

Which state fits your priorities better?

Use these cards as decision shortcuts for common goals like saving money, buying a home, finding better weather, or optimizing for work and family life.

Saving Money

Connecticut is cheaper overall

Overall cost-of-living index: 113.1 vs 121.7 in New Jersey. On a national baseline of 100, the lower score usually means cheaper day-to-day expenses.

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Gas Price

Connecticut is cheaper at the pump

Average regular gas price: $4.082/gal in Connecticut vs $4.093/gal in New Jersey. Lower pump prices can cut everyday driving costs.

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Minimum Wage

Connecticut has the higher minimum wage

State minimum wage: $16.94/hr in Connecticut vs $15.92/hr in New Jersey. That matters most for hourly, entry-level, and part-time workers.

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Electricity Rates

New Jersey has cheaper electricity

Average residential electricity rate: 23.13 c/kWh in New Jersey vs 28.30 c/kWh in Connecticut. Lower cents-per-kWh pricing can help keep utility bills down.

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Buying a Home

Connecticut is more attainable for buyers

Home-value-to-income ratio: 3.62x in Connecticut vs 4.13x in New Jersey. A lower ratio means the median home is easier to afford on a median income.

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Renting

Connecticut is easier for renters

Rent-to-income ratio: 18.9% in Connecticut vs 19.5% in New Jersey. A lower percentage means rent takes a smaller bite out of a typical household budget.

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Property Tax

Connecticut has lower property taxes

Effective property tax rate: 1.81% in Connecticut vs 2.11% in New Jersey. A lower rate usually means a smaller yearly tax bill relative to home value.

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State Color

Connecticut votes bluer

2024 presidential margin: Dem +14.51 in Connecticut vs Dem +5.88 in New Jersey.

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Lower Taxes

Connecticut has lower income taxes

Top state income tax rate: 6.99% in Connecticut vs 10.75% in New Jersey.

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More Space

Connecticut feels less crowded

Population density: 650.5 per sq mi in Connecticut vs 1,064.9 per sq mi in New Jersey. Lower density usually means more space and less day-to-day congestion.

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Shorter Commute

Connecticut has the shorter commute

Average commute: 26.0 min in Connecticut vs 31.4 min in New Jersey.

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Job Opportunities

Connecticut looks better for job seekers

Unemployment rate: 4.2% in Connecticut vs 5.4% in New Jersey.

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Remote Workers

New Jersey looks better for remote workers

Livability score: 59.81 in New Jersey vs 52.09 in Connecticut.

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Families

Connecticut looks better for families

Connecticut wins more family-oriented signals in this matchup, including violent crime rate, life expectancy, uninsured rate compared with New Jersey.

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Warmer Climate

New Jersey is warmer overall

Average annual temperature: 52.7°F in New Jersey vs 49.0°F in Connecticut.

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More Sunshine

New Jersey gets more sun

Sunny days per year: 94 days in New Jersey vs 82 days in Connecticut.

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Detailed Metric Pages

Grouped tabs keep the deep-dive links tighter and easier to scan.

People Also Ask

Connecticut vs New Jersey - Common Questions

Q Is Connecticut cheaper to live in than New Jersey?

Connecticut has the lower cost of living. On the national index (100 = average), Connecticut scores 113.1 versus 121.7 for New Jersey - a gap of 8.6 points.

Q Where does $100 go further - Connecticut or New Jersey?

$100 goes further in Connecticut. After BEA regional price adjustments, $100 is worth about $99.03 in Connecticut, compared with $93.45 in New Jersey.

Q Which state is bigger - Connecticut or New Jersey?

New Jersey is larger, covering 8,723 sq mi compared with 5,543 sq mi for Connecticut - roughly 1.6x the size.

Q Does Connecticut or New Jersey have more people?

New Jersey has the larger population at 9,288,994, compared with 3,605,944 in Connecticut.

Q Which state has higher household income - Connecticut or New Jersey?

New Jersey has the higher median household income at $97,126, versus $90,213 in Connecticut.

Q Which state has lower income taxes - Connecticut or New Jersey?

Connecticut has the lower state income tax top rate at 6.99%, compared with 10.75% in New Jersey.

Q Is housing cheaper in Connecticut or New Jersey?

Homes are cheaper in Connecticut, where the median home value is $326,200, versus $400,900 in New Jersey.

Q Which state is more densely populated - Connecticut or New Jersey?

New Jersey is more densely populated at 1,064.9 per sq mi people per sq mi. Connecticut is more spread out at 650.5 per sq mi people per sq mi.

Methodology

All figures are sourced from U.S. government datasets and updated annually. Page last updated: April 2026.

Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files and statehood dates from the National Archives. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker. See our editorial policy for how we review and update these pages.